Credit repair, explained plainly.
Credit repair is the legal process of disputing inaccurate, outdated, or unverifiable information on your credit reports under the Fair Credit Reporting Act — and negotiating directly with creditors. Here's exactly how New Rise Credit approaches it.
Free Credit Review
We pull your reports from all three bureaus and go through them line by line with you, flagging every item that's inaccurate, outdated, or unverifiable.
Custom Strategy Session
Your specialist explains exactly what we found, what can realistically be disputed, and builds a timeline based on your goals — a mortgage, an auto loan, or simply peace of mind.
Bureau Disputes & Negotiation
We file disputes with Equifax, Experian, and TransUnion, and negotiate directly with creditors and collection agencies on your behalf — all documented, all visible to you.
Monthly Progress Reviews
Every cycle, you get a plain-English update: what changed, what's pending, and what's next. No jargon, no surprises.
Rebuild & Maintain
Once negative items are addressed, we guide you on building new positive history — secured cards, credit-builder loans, utilization habits — so the progress holds.
Ready to see what's on your reports?
Start with a free, no-obligation credit review.
Book Free Consultation